Dealing with a storm-damaged roof and filing an insurance claim is overwhelming, especially to someone who has never done either before. You need to advance your knowledge about both matters to make the best decisions for yourself.
As an experienced roofing company, All States Home Improvement wants to answer the most pressing questions about storm damage and insurance claims to demystify them:
How Do I Know My Roof is Storm-Damaged?
Without any unusual water leak, there’s no better way to find out if your roofing system is shot than a professional inspection. You can visually inspect your roof inside and out and spot red flags. But whether or not you find any cause for concern, you’d still need pros to assess its condition. Some signs of problems don’t easily reveal themselves until they’ve gone worse. Not detecting them early would only compound the issue.
Does Filing Claim Increase My Insurance Rate?
Not necessarily. In many cases, insurance companies have to apply the premium raise to the entire region, instead of singling out individuals. If you think you have a good reason to file a claim, honest roofing contractors would advise you not to be discouraged by the possibility of any rate increase.
What Do I Do If My Insurance Company Denies My Claim?
An insurance claim denial isn’t always the end of story. Schedule a free inspection with us to identify damage. If we find any, we’ll advise you on the best, next move. You can usually ask your insurance company to take a second look. If your claim still gets denied, we can help take your case to arbitration.
Why Does My Insurance Company Ask Me to Get Multiple Estimates?
Your insurance company might require you to get at least three estimates from different contractors. However, this isn’t necessary when you already know which roofer you want to hire. Generally, insurance companies want to have many choices to allow them to pick the cheapest bidder for the roofing repair or replacement. Nevertheless, it’s always your call; nobody can force you to use any contractor you don’t want.
To further talk about your roofing needs in Wichita, KS, contact All States Home Improvement immediately. We’ll be happy to discuss your situation and help you decide on the best course of action to take.